Empowering you to live your extraordinary life
Your dreams, goals, and future matter. I'm here to make them happen. Let's have a real financial conversation that starts and ends with you. Together, we'll create a tailor-made game plan to help you reach your goals. Stop dreaming, start doing. Let's make your dreams a reality.
The Northwestern Mutual difference
Welcome to Northwestern Mutual, a premier provider of life insurance services in Rockford.
We understand the importance of protecting your family's financial future and have been providing our clients with the best possible life insurance solutions for over 8 years.
At Northwestern Mutual, we specialize in Legacy Planning, Retirement Planning, Risk Management, and Personal Finance Planning. We understand that life insurance can be a complex and difficult decision and we are here to help you make the right choices for you and your family.
Services
Legacy Planning
At Northwestern Mutual Target, we provide thoughtful legacy planning services to help you ensure that your wealth is preserved and passed down to the next generation in a responsible manner.
Retirement Planning
Our retirement planning experts work closely with you to properly assess your retirement goals and develop a plan that ensures financial security throughout your retirement years.
Risk Management
We provide risk management services to ensure that you are protected financially. Our team will evaluate your risk profile and help you create a plan to protect your assets and plan for the future.
Personal Finance Planning
Our personal finance planning services help you make the most of your money. We'll work with you to identify your financial goals and create a plan to help you achieve them.
Life Insurance
We offer a range of life insurance options to help you protect your family and loved ones in the event of your death. We'll work with you to identify the right coverage for your needs.
Why Choose Us?
If you're looking for a life insurance provider with years of experience and who will provide you with knowledge, compassion, and trust, then Northwestern Mutual in Rockford is the perfect choice for you! We specialize in legacy and estate planning, so you can rest assured knowing that you and your family will be taken care of for generations to come.
Our services also include retirement planning, risk management, and personal finance planning, all tailored to meet your individual needs.
No matter if you're in Illinois, Wisconsin, Arizona, Florida, or Texas, you can trust Northwestern Mutual to ensure your future and the future of your family.
Packages
Life Insurance
• Coverage for you and your family to provide financial security in the event of an untimely death
• Tax-free death benefit to provide peace of mind and financial security
• Flexible policy options to meet your needs and budget
Disability Insurance
• Protection for your current and future income if you become disabled and cannot work
• Flexible benefit options to meet your needs and budget
• Tax-free benefits to provide financial security even if you can't work
Long-Term Care Insurance
• Coverage for long-term care and services in the event of an illness or injury
• Tax-free benefits to provide financial security when you need it most
• Flexible policy options to meet your needs and budget
Annuities
• Guaranteed income for life or a specified period of time
• Protection against market volatility
• Access to your funds, when and how you need them
IRAs
• Tax-advantaged savings and investment options
• Flexible contribution options to meet your needs and budget
• Professionally managed investments for long-term growth and retirement
Retirement Solutions
• Comprehensive planning with a dedicated advisor to ensure you achieve your retirement
Security is a priority
The Northwestern Mutual difference
1 ©2017-2021 and TM, NerdWallet, Inc. All Rights Reserved.
2 Ranking for Northwestern Mutual Investment Services, LLC. Measured by 2020 revenue. Sources: Financial Advisor and InvestmentNews, April 2021, Financial Planning, August 2021.
3 Dividends are reviewed annually and are not guaranteed. Some policies may not receive dividends in a particular year or years even while other policies receive dividends. For universal life products, in lieu of dividends, experience is reflected through changes to nonguaranteed charges and credits.
4 Northwestern Mutual continues to have the highest financial strength ratings awarded to any U.S. life insurer by all four of the major rating agencies: A.M. Best Company, A++ (highest), May 2021; Fitch Ratings, AAA (highest), December 2021; Moody's Investors Service, Aaa (highest), December 2021; S&P Global Ratings, AA+ (second highest), July 2021. Third-party ratings are subject to change. Ratings are for The Northwestern Mutual Life Insurance Company and Northwestern Long Term Care Insurance Company.
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About Me
Security is a priority
Professional
Preparing for that next step in life isn't always easy. My combination of experience, professionalism and access to a wide variety of products and services can help you meet your financial goals and needs. Whether your goals include preparing for life events like retirement or college, or whether you're simply looking for life insurance, disability income insurance or long-term care planning, my goal is to deliver you a new level of attention, insight and capability.
Planning for Financial Security with Northwestern Mutual
Watch this short video to learn how Northwestern Mutual's comprehensive approach to personalized financial planning can help you achieve the future you envision.
These are the subjects that I specialize in
Financial Planning
Life Insurance Strategies
Education Planning & Funding
Multigenerational Planning
Insurance Protection Strategies
Retirement Planning & Income Strategies
Disability Planning
Estate Planning
These are the subjects that I specialize in
Financial Planning
Life Insurance Strategies
Education Planning & Funding
Multigenerational Planning
Insurance Protection Strategies
Retirement Planning & Income Strategies
Disability Planning
Estate Planning
Personal
Joe Fanara has lived and/or worked in the Rockford, Illinois area all his life. He is married to his wife Jamie, also a business owner in Rockford, and has two children Jase and Jesse. Joe and his team specialize in helping you achieve financial security for your family or business. They will work with you to understand your financial goals, develop a sound financial plan and implement the tools necessary to obtain those goals, while monitoring your progress on a regular basis. His team believes in the highest standards of quality, professionalism, and integrity and they are passionate about helping their clients fulfill their dreams.
Helping out in my local community.
As part of Northwestern Mutual, I'm proud to help accelerate the search for better childhood cancer treatments while supporting families undergoing treatment, and survivors from late effects. Here are some of the organizations we partner with:
Alex's Lemonade Stand Foundation for Childhood Cancer (ALSF)
ALSF funds cancer research, raises awareness, and supports the families of children with cancer. Since 2012, Northwestern Mutual, its employees, and financial professionals like me have donated more than $20 million to support ALSF and fund over 400,000 research hours.
Beads of Courage
Beads of Courage is an art-in-medicine program that helps kids with cancer tell their unique treatment story through colorful beads that are symbols of their courage.
How Northwestern Mutual helps you live the life you want.
When people feel better about their money, good things happen—they become more confident and feel more secure. For more than 160 years, Northwestern Mutual has helped people achieve the financial flexibility they need to live more and worry less.
Being a mutual company means Northwestern Mutual reports to its clients, not Wall Street. They don't believe in chasing fads or taking undue risk for short-term gains. Instead, they take a long-term approach—both in the way we help people plan to reach their goals, and in the way they do business. This has served their clients (and mine) well through all kinds of economic ups and downs, including wars, recessions, even the recent pandemic.
It's why I'm happy to be part of a company that's in it for the long-haul and prioritizes clients over profit.
Get to know my dedicated team
Joe Fanara has lived and/or worked in the Rockford, Illinois area all his life. He is married to his wife Jamie, also a business owner in Rockford, and has two children Jase and Jesse. Joe and his team specialize in helping you achieve financial security for your family or business. They will work with you to understand your financial goals, develop a sound financial plan and implement the tools necessary to obtain those goals, while monitoring your progress on a regular basis. His team believes in the highest standards of quality, professionalism, and integrity and they are passionate about helping their clients fulfill their dreams.
Network of Specialists
Through Northwestern Mutual, I have access to a Network of Specialists. We help each other, share ideas and common values, and leverage each other's talents to help you achieve your personal dream of financial security.
To help you gain clarity in your life's purpose. Our process focuses on synchronizing with your existing team of advisors in a collaborative environment. By leveraging our collective experience and knowledge, we'll develop an actionable financial plan to guide you to achieve your goals.
Planning
Get a financial plan that prioritizes your priorities.
I'll guide you through each step so you'll feel confident that you can do the things you've always wanted to—without having to worry if you can. See how we'll get it done:
Your plan will help you make the most of what you already have, no matter where you're starting from, and give you a snapshot of your financial big picture.
Whether it's shorter-term goals like managing your debt, or longer-term ones like saving for a new home, or retirement, your financial plan will show you how you're tracking, help you understand what's working, and point out any gaps you might have.
Looking across all your goals, you'll get personalized recommendations and strategies to grow your wealth while making sure everything's protected. And I'll help you determine the right moves to make today and later on. Your financial plan is based on your priorities. As those priorities change throughout your life, we'll shift the financial strategies in your plan, too-so your plan stays flexible, and you stay on track to consistently meet goal after goal.
Financial planning
Our financial planning conversations don't begin with your finances. Instead we start with you - your life, your family, your priorities, and goals. Once we have your big picture in focus, we'll tailor a plan from a range of financial options using multiple strategies designed specifically to help get you to where you want to be.
Retirement planning
We tailor your plan to fit you and your goals with a range of financial options. From insurance for protection to strategies for growing your money and providing more flexibility, we'll help you live the retirement you always wanted.
Education funding
With the cost of school continuing to rise, it's more important than ever to have a plan to pay for it. From strategies for saving and funding education to how whole life insurance can play a role, we can help you understand your options.
Estate planning
We can help you coordinate with your other advisors like attorneys, accountants, and tax professionals to do things like set up trusts, minimize taxes, and administrative costs that can protect the legacy you leave behind.
Business planning
No matter if your business is big or small, we'll work hard to help you grow. From protecting against risk and managing growth, to attracting and retaining top talent, we have a range of solutions designed for you and your employees.
Planning
Get a financial plan that prioritizes your priorities.
I'll guide you through each step so you'll feel confident that you can do the things you've always wanted to—without having to worry if you can. See how we'll get it done:
Your plan will help you make the most of what you already have, no matter where you're starting from, and give you a snapshot of your financial big picture.
Whether it's shorter-term goals like managing your debt, or longer-term ones like saving for a new home, or retirement, your financial plan will show you how you're tracking, help you understand what's working, and point out any gaps you might have.
Looking across all your goals, you'll get personalized recommendations and strategies to grow your wealth while making sure everything's protected. And I'll help you determine the right moves to make today and later on. Your financial plan is based on your priorities. As those priorities change throughout your life, we'll shift the financial strategies in your plan, too-so your plan stays flexible, and you stay on track to consistently meet goal after goal.
Financial planning
Our financial planning conversations don't begin with your finances. Instead we start with you - your life, your family, your priorities, and goals. Once we have your big picture in focus, we'll tailor a plan from a range of financial options using multiple strategies designed specifically to help get you to where you want to be.
Retirement planning
We tailor your plan to fit you and your goals with a range of financial options. From insurance for protection to strategies for growing your money and providing more flexibility, we'll help you live the retirement you always wanted.
Education funding
With the cost of school continuing to rise, it's more important than ever to have a plan to pay for it. From strategies for saving and funding education to how whole life insurance can play a role, we can help you understand your options.
Estate planning
We can help you coordinate with your other advisors like attorneys, accountants, and tax professionals to do things like set up trusts, minimize taxes, and administrative costs that can protect the legacy you leave behind.
Business planning
No matter if your business is big or small, we'll work hard to help you grow. From protecting against risk and managing growth, to attracting and retaining top talent, we have a range of solutions designed for you and your employees.
Products and Services
As a Northwestern Mutual financial professional, I have access to a wide range of financial options designed to reinforce each other and make sure your plan can work its hardest for you.
Are you ready to collaborate?
You've worked hard to build a life you enjoy with the people you love, let's make sure you protect it. We'll work together to figure out how life insurance can meet your needs. Here are a range of options you can consider to fit your needs:
Life insurance: protect you and your loved ones.
You've worked hard to build a life you enjoy with the people you love, let's make sure you protect it. We'll work together to figure out how life insurance can meet your needs. Here are a range of options you can consider to fit your needs:
Whole Life Insurance
Be protected your entire life1 and build cash value that's guaranteed to grow.
Universal life insurance
Have lifelong coverage1 and get more flexibility for today and down the road.
Whole Life Insurance
Be protected your entire life1 and build cash value that's guaranteed to grow.
Disability income: protection for your earning power.
Your ability to earn a living is likely the most important financial asset you have. Depending on the type of job you have (or business you own), we have a solution.
Individuals
Focus on getting better without worrying about how the bills will get paid or dipping into your savings.
Physicians and Dentists
You're not just protecting your income, you're protecting the investment you've made in your career.
Business owners and employers
Help keep your business running if you or another key employee becomes too sick or injured to do their job. You can also enhance your benefits package by offering group disability income planning for your employees.
Long-term care: have more choice and control.
Getting older can mean incurring medical costs not usually covered by health insurance. Having a long-term care plan in place can help you continue to live well without sacrificing the income, investments, and savings you've worked so hard for.
Retirement Solutions: income you can rely on.
With fewer companies offering pensions and the future of Social Security uncertain, it's more important than ever to have a comprehensive plan. We have a range of options to help you enjoy every day of your retirement years.
All guarantees in annuities are backed solely by the claims-paying ability of the issuer. Distributions taken from the contract may be subject to ordinary income tax and withdrawal (surrender) charges. A 10% federal tax penalty may apply if you take any type of distribution from the contract before age 59½. This material is not intended to provide legal or tax advice. Consult a professional tax advisor.
Investments: invest in your best life.
With more ways to invest than ever before, it can be hard to make sure your money is working its hardest for you. We focus on long-term investment strategies to give you more confidence and help make sure that the growth potential and management of your money isn't left to chance.
Brokerage services
You'll have access to investment vehicles to help build your ideal portfolio—no matter your goals or life stage. Plus, we'll help you navigate your choices and connect you to the right investments to help take you where you want to go.
Contact Us
To contact us, please use the contact form on our website. We will respond in a timely manner.Alternatively, you can call us at 815-378-4926 or email us at joseph.fanara@nm.com. We would be more than happy to answer any questions you may have and look forward to hearing from you!
Let's Collaborate